Great Auto Insurance Advice You Should Follow 2

Great Auto Insurance Advice You Should Follow

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Auto insurance exists for many types of vehicles, such as cars, vans, trucks, and even motorcycles. No matter what the vehicle is, the insurance serves the same purpose for them all, providing compensation for drivers in the event of an auto accident. If you would like tips on selecting auto insurance for your vehicle, then read this article.

To get the best prices on insurance factor the price of your vehicle into the equation. If your car is only worth a couple of thousand dollars, then you may be able to lower or drop collision and comprehensive coverage. Talk to your agent about extras that the insurance company adds into your insurance, like road side assistance. If you don’t need it, than dropping it will save you money.

If it’s imperative that you have a car and if you can not afford to replace it easily, continue paying for collision coverage. You may be thinking about dropping collision coverage to get your insurance premium cheaper, but if you are at fault in an accident, you will need to pay the full bill to repair your car. It may be harder for you to pay a repair bill in full, than it is to pay a much lower amount on your premium.

One potential source of insurance savings you may not be aware of is a commuter discount. This is a discount offered by some insurance companies to drivers who make use of public transit options for their work commute. If your insurer offers such a discount and your transit system and schedule allow it, you could save significantly on car insurance.

If your annual premium corresponds to ten percent of your car’s blue book value, you should drop your collision coverage. Coverage is limited to a car’s blue book value: if your car is too old, you are paying a lot of money for an insurance that will not pay you much when you file a claim.

Every state has minimum requirements each driver must meet for liability insurance. Most people sign up for this minimum coverage, usually to save money. This may not be the best idea, depending on the state in which you live. Some states set their minimum requirements too low, and if you were to actually cause an accident you might find yourself under insured, which puts your home, savings and other assets in jeopardy. Review your coverage and make sure you buy enough liability insurance to protect your family and your assets.

Be sure to shop around and gather multiple insurance quotes. This way you can be sure that you are not getting ripped off and getting the best possible coverage for the price. Taking time to examine different companies’ prices can save a whole lot of trouble.

In conclusion, auto insurance exists for cars, vans, trucks, motorcycles, and other automobiles. The insurance for all of these vehicles, compensates drivers in accidents. If you remember the tips that were provided in the article above, then you can select insurance for whatever kind vehicle you have.

Vw Bug Parts – Their Only Little Industry

Vw Bug Parts – Their Only Little Industry

Maybe it was Herbie that did it. Maybe it was the flower power movement. It seems like everyone wanted to have a VW Bug … and they still do. Why else would Volkswagen begin manufacturing the Bug again? There are still millions on the road today and this has lead to an entire industry dedicated to VW Bug parts. This is true in the US and the rest of the world. With the demand for VW Bugs, parts companies have created their own little niche.

And it’s not just mainstream VW Bug parts that are popular. Owners are customizing their Bugs so specialty VW Bug parts are also the rage. There is also a large market for accessories such as floor mats and car covers.

But VW Bug parts are not the only VW auto parts that are flying off the shelves. VW parts are also needed for other models such as the Jetta and the Passat.

VW auto parts are manufactured to very strict standards. Only the best VW parts get put into Volkswagen models. That being said, many purists insist that authentic VW auto parts cannot be replaced by any other brand if you are to retain the high standards of your Volkswagen car. They are adamant about using only OEM, or original equipment manufacturer VW auto parts. This essentially entails replacing the worn VW parts with another of the exact same brand that the car originally came with. Can you say “big money”?

Others are firm about the fact that there are other brands that can be used as VW parts. These are termed Aftermarket parts, and are essentially parts that were brought out by other companies after your car model was released. They are auto parts that were not in the original models but are compatible with them. They can be used as replacement VW auto parts as long as they meet the standards of the original VW parts.

Activity is high in both the OEM and Aftermarket sales of VW auto parts, thanks to the continuing popularity of Volkswagen models. Just do a simple search online and you’ll probably find more dealers for VW parts than you will for the actual cars. It is a thriving business, with room for manufacturers, wholesalers and retailers. There are many companies and individuals who are making a large profit from creating or selling VW auto parts. In fact, it can be argued that the VW parts industry might just be larger than the Volkswagen car industry.

Vehicle and Collision Repair Services Are Tricky. Who Do I Use?

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Getting your vehicle repaired after it has been involved in an accident or it just isn’t operating correctly is important. In many instances the vehicle can’t be driven until the necessary repairs have been completed. Yet many people are wary about this type of service because you don’t really know the quality of the work that you are getting. If you need to get your vehicle repaired it is important to do some checking before you take your vehicle to anyone.

If the vehicle is drivable you should attempt to get at least three written estimates. Body shops and repair shops will do this for you free of charge. They will give you an itemized list of the necessary repairs and the cost of them. Make sure you ask about the length of time it will take for them to complete the work as well. Once you get home carefully review all of the estimates. You should see the same items on there in the category of materials and likely some price differences for the labor.

If you notice that one of the estimates for vehicle repairs is much more than the others you may want to ask them why. It could be that they offer better quality products and your car will look nicer or run better when they are done then if you let one of the other businesses do the work. However, it is also possible that they are attempting to scam you and the estimate contains pricing for work that really doesn’t have to be done.

Find out how long a particular shop has been in business. Longevity generally means they have a good reputation for doing quality work. Ask about the experience of their employees so you can get a good idea of what their level of expertise is. You can check online with the Better Business Bureau as well to find out if the repair service has any complaints filed against them.

Most quality vehicle repair service centers will stand behind the quality of their work. You want to choose a shop that has a policy in place that they will guarantee the work for a specific amount of time. This way if you aren’t happy with it or the repairs don’t hold up you won’t have to pay for them again. Even if the cost of the initial repairs were covered by an insurance company you don’t want to have to deal with poor quality work on your vehicle.

Ask your friends, family, and co-workers for recommendations as well. Chances are some of them have had to use a vehicle repair or collision service at some point. They can tell you who they went to and the quality of the work. Ask them if they would go back to that business in the future for such needs as well.

You really can’t avoid having to go to a vehicle repair or collision shop if the need arises. However, you can do your part to ensure you are getting quality service at an affordable price. Most of us rely on your vehicles too much to simply trust the work to just anyone.

What You Need To Know About Auto Insurance

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Selecting the right auto insurance company or plan can be an exhausting and overwhelming experience.
With so many different options to choose from, it’s no wonder that so many people don’t know where to start. This article contains a number of tips on how to find the right auto insurance plan and company for you.

You may be able to get some very nice discounts on the premium of your auto insurance policy via your employer. Sometimes they will cut a deal with insurance companies to offer some special group rates to their employees. Make sure to check with HR to see if this kind of deal is available at your workplace.

If the amount of your premium on your auto insurance seems to high, make sure to question it. If you don’t, you could end up paying an incorrect amount. Call the insurance company and ask them why your rates are the way they are. Remember, tickets and accidents can also raise premium rates.

The cost of auto insurance for any specific car, will vary from company to company. One of the reasons for this is because each company determines premiums based in part, on their past experiences with that specific car. Certain companies may have significantly different histories dealing with a specific car. Even in cases where the experiences are similar, there are bound to be small differences. Because of this, there is a definite benefit to shopping around when looking for auto insurance.

Only allow repair companies to use quality parts on your vehicle. Some repair shops will attempt to charge your insurance company for high-priced parts while actually giving you lower quality ones. Double check to make sure you are getting the highest quality parts that go with your vehicle, because that is what the insurance company will be charged for anyway.

When looking into auto insurance, the best advice you could probably receive is to check different companies and get competitive quotes. You will then know you are getting the insurance coverage you need, at a price you can afford. Check the policies side by side to be sure the one you choose has everything you need.

One way you can save money on your auto insurance premiums is to pay the full annual cost up front. Many insurance companies charge an extra fee for people who pay monthly premiums. Talk to your insurer to see how much you could save by switching to an annual payment.

Find out if your pet is covered by your auto insurance if your pet is in the car with you during an accident. Some insurers provide payment toward veterinarian care for injuries, or payment if the pet is killed while in your car during an accident, or a vehicle theft. The pet coverage may be automatically included under your collision coverage.

As the beginning of this article stated, choosing the right auto insurance company or plan is an extremely difficult decision. However, if you have a good sense of where to look and what information you need, the process becomes much easier. Use this article to help you select your auto insurance.

Timing Belt Automotive Repair Tips


One of the most overlooked parts of a vehicle, and one of the most common automotive repairs is the timing belt.
Your car’s timing belt may look like an accessory, but the fact is that if it fails, your car will suddenly stop, and, if you’re lucky, you will find yourself stranded on the side of the road waiting for a tow truck.

Timing belts are typically made of nylon reinforced rubber, with square teeth located on the inside surface. While you drive, the belt transfers the rotation of the crankshaft the camshaft, which in turn activates the valves that provide air and fuel to the cylinders and expel combustion gases to the exhaust system.

Inside your car, the valves and pistons move up and down rapidly, and most engines are not built to allow clearance between a valve that is down and a piston that is up and this is where the timing belt comes in, since it is what keeps the valves and pistons for colliding.

If your timing belt fails, and a collision occurs, the damage to the cylinder head, cylinder walls, valves, and pistons can be extensive, and expensive, as well.

During an automotive repair, the timing belt is often overlooked, since they are typically protected by a cover, and a quick visual inspection isn’t a possibility. Over the past several years, cars have been built to rely on a timing chain as opposed to a belt.

While these are typically longer lasting, they operate on essentially the same principal, and require replacement and maintenance, which varies by car. Typically, you can expect to have to replace your timing belt or chain every 60,000 to 90,000 miles.

Replacing a timing belt or chain requires the removal of the engine drive belt, the component responsible for operating the alternator, water pump, power steering pump, and air conditioner.

When you visit your mechanic, be sure to ask them about how often the timing belt or chain on your car should be replaced. Your vehicle’s owners manual will also be able to provide guidelines as to timing belt replacement and maintenance.

Remember, the care you take of your car today ensures its continued health, and your safety while on the road. Automotive repair problems, if caught early, are less expensive and require less time to repair than those that are overlooked in the initial stages. Doing a good job with preliminary care and maintenance can really help your automobile to go along way.

Car Valeting and the Secrets to Detailing Products

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Being in the auto valeting and detailing products may be a tough job.
Owners of such business should know how to maximize the use of their valeting and detailing products to reduce cost and at the same time, aim for higher profits. Detailing products are not that expensive but if you know how to use them properly it can help save thousands of dollars.

Try to check on your valeting and detailing crews. How do they use the wax or wash soap? Most of the time, this product is wasted depending on how it is used. Tell your detail crews that for every 5-gallon bucket use one cap of the wax or wash soap. If the car is very dirty, you can use 2 or 3 caps of the wax or wash soap. If your detailing crew follows such proportions, you can save a lot on the wax or wash soap.

When using cleaners and degreasers, a pint of the solution is already enough to clean ten cars; whitewall figures should be cleaned using stronger solutions. Heavy-duty degreasers should be used for rims to achieve desired results.

For the glass cleaners, mix 50% distilled water and 50% glass cleaner. If you have window cleaners instead of the glass cleaner, mix 75% distilled water with 25% window cleaner.

Leather cleaners should be used according to the right proportions. There are lots of leather cleaners to choose from so make sure that you choose a cleaner that is of good quality and it should also be affordable. Avoid wasting leather cleaners by using too much of it.

Clay bars can last for many months but always keep the bars moist. You can store the clay bars in a container where there’s moisture.

Car scents should never be sprayed on the car’s dashboard. You can squirt the product two times under the car seats so that you can conserve the product. You don’t need to spray too much of the car scent.

These are only some of the detailing products used if you are involved in a car detailing service. Educate your valeting and detailing crews on how to conserve the products. Teach them the right product proportions to use so that the detailing products are not wasted. If you can save little by little, then the cost for obtaining such detailing products will be reduced and that is a positive point for your business.

Since you’re already in the car detailing service, why not consider offering car valeting? This is a very good service that you can offer to people who want to have a valet visit their homes for a more personal car service. Many people want a more personalized car valet so that they can have someone attend to their car’s needs while they’re out working or doing something else.

Putting up and maintaining a car valeting and detailing business may be hard but if you know what you’re doing, you will succeed in this business endeavor. By incorporating a car valet service, more and more people will be attracted to your business. Your usual clients will surely spread your new service by word of mouth.

Soon, your car valet service will also become popular especially if they provide the best car services. With the secrets to efficient use of valeting and detailing products, your business will keep on earning profits because of the reduced costs on the raw materials (products).

Hot Cars Take Time and Effort

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Auto show hobbyists find themselves meting new challenges as they begin the process of preparing their entries, whether they are working on an antique, a classic, or a new vehicle. Finding how to use the best automobile detailing supplies to achieve the wanted results is a matter of trial and error. Proper planning helps find the logical sequences for the best results. Also, the hobbyist must become an expert in many areas, knowing how to detail the tires and wheels of their cars as well as knowing how to clean automotive upholstery. (See the article, “Automotive Detailing: How to Clean Automotive Upholstery.”)

Preparing the wheels, wheel wells, tires, spokes, and hubcaps of a vehicle for a show demands consistent time and effort – and the proper auto detailing cleaning products. Detailing on a regular schedule (for instance, once a month) prevents a final detailing before a show from being an overwhelming task. Working on this area first also saves time and effort. Tires, wheels, etc., should be detailed before the rest of the car because the products that are most efficient for this job can be harmful to the finish of the car’s paint and can, at the least, spoil the polish job. You won’t be accidentally splashing the just waxed body of your car with the tire cleaner. Perfection in the tire area truly gives the look of “showroom” condition.

Be sure to work in the shade and not in the heat or full sun. This is not the kind of hot car you are aiming for. Full sun can cause streaks. Have your automobile detailing supplies laid out and ready. Remove your hubcaps or any other part of your wheel area that can be taken off. This way, you can really get at the tires, and also wash all sides of the removable parts. Some serious detailers will even remove the tires. Take the time to wash, rinse, and dry each tire before moving on to the next one. Completing each in turn will prevent any water spots from drying on the surface of the wheel.

Begin by carefully rinsing away any dirt or mud that might have coated the underbelly of the car or wheel wells. A second type of soil that is found on the tire area is brake dust. This material is gray in color and caused by the wear and tear on the brake pads. Do not use an excessively forceful water stream to rinse your tire area, since small rocks or sand could spin with the force of the water and scratch the surface of the car. You may use a soft brush to dislodge soil as you rinse. Try a soft bristled brush like Fuller Brush’s Vehicle Wash Brush. Mix a mild degreaser with water in a large bucket. Gently wash each tire and wheel with a soft wash mitt (or sponge. Each time you are ready to dip your mitt in the bucket of degreaser, remember to first rinse off your mitt so any particles of rock or sand will be removed. That way, you won’t be simply moving the soil around, and you won’t risk scratches to the wheel surfaces. (Also, to avoid scratches to the finish on the body of the car, use a different mitt for that area.) Finish with a detailing brush like Fuller’s Wheel and Spoke Detailing Brush. You will be able to thoroughly clean every bit of dirt from your tires without a scratch, and you will be ready for the next step, dressing and polishing the surfaces. Pay special attention to your manufacturer’s directions when you choose a treatment or polish for this part of your car. The wheel area and hubcaps can be painted or non-painted, and be made of a variety of different materials. Choose automobile detailing supplies that will be most effective for the materials in your car. Don’t worry about treating the tread of the tire. It will just rub off. Treating it may also affect your warrantee.

As soon as the tire area is completely detailed, you are ready to move on to work on the rest of the car. Before you know it, others will be noticing your “hot car.”

What’s The Difference Between Collision And Comprehensive Automotive Insurance?


Liability insurance, which covers the cost to repair damages caused by you, is usually your state’s minimum automotive insurance requirement; however, if you are still making payments on your vehicle, your financer may require you to purchase additional automotive insurance coverage until you own the vehicle.

There are many different kinds of additional automotive insurance, and collision automotive insurance and comprehensive automotive insurance are probably the most popular kinds of additional automotive insurance. But what is the difference between collision automotive insurance and comprehensive automotive insurance? Don’t they both cover everything?

No. Collision automotive insurance and comprehensive automotive insurance are actually quite different.

Collision automotive insurance is automotive insurance that will cover the cost to repair damages to your vehicle that result in an accident caused by you. If repairs to your vehicle cost more than the value of your vehicle, the automotive insurance company may deem your vehicle a total loss, in which case you will be compensated for the current and actual cash value of the vehicle.

Collision automotive insurance is usually the most expensive of the additional automotive insurance options, which is understandable since the automotive insurance company is paying for damages caused by their own policy holder.

On the other hand, comprehensive automotive insurance is insurance that will cover the cost to repair damages to your vehicle that result in an accident for which you are not at fault. These damages may be caused by incidents involving natural disasters, theft and vandalism, fire, and animals (think of deer running out in the road during your innocent drive home). Comprehensive automotive insurance will compensate you for the total cost of your vehicle before the accident.

Although many people opt to purchase only liability insurance since it’s usually the only insurance required, consider paying extra for these additional automotive insurances. You never know when you, or an animal, will be the one to cause damage to your vehicle.

Great Detailing Products For The Do It Yourselfer

Thanks for visiting and finding my article. What follows is information that I have pulled together from several sources. I hope you find it both interesting and helpful.

Who makes the best quality detailing products or where can I get professional quality detailing products for my own car seems to be what a lot of people are asking.

You may be able to get the best products on the market or the same products that auto detailers and the serious hobbyists use. It is quite well known that if you intend to win auto show competitions you need the best quality detailing products to get that mirror finish. Young men also know that if their car is not looking at its best, their chances of getting a date will be tough. No one wants to go out with someone with a dirty car. For most people, their car is a reflection of themselves and are very particular of its appearance.

Do it yourselfers have asked if there is a special product they can use on their car to make their baby shine. You can find some excellent products online and they will ship them direct to you. One line of products was the American Shine Product Line of auto detail products. It is easy to order online and it comes within a week. The ‘Gift Pack,’ the Tire Dressing and Carnauba Liquid Wax are all good.

After following the instructions, the results were great. The Rubber and Tire Dressing had good shine, but did not have the stickiness, which would attract dirt or blowing dust. The Carnauba Liquid wax was not difficult to use and gave a good shine, but you must make sure the surface has been properly cleaned first. To insure a proper wash, we used carnauba car wash soap, which is recommended.

Although these products are usually made for street rods, motorcycles and customs, these products also worked great on a motor home and a 4-door maroon Ford with mild oxidation. The results were all on their website stating they were pleased with the shine.

I want to thank you for visiting. Go ahead and look around for additional tips and information.

Sourcing Parts At Reasonable Prices For Your Classic Corvette

With any classic vehicle finding a source of auto repair parts can be a major concern. So it is with classic Chevrolet Corvette as well as Chevrolet Stingray autos.

Corvettes have always had distinctive wheel covers and are a refreshing change from slotted mag wheels. The wood steering wheels add a rich touch if you are lucky to ever find one.

Interest has been spread into the 1968 and later models, especially car equipped with the lift out roof panels. In these cars, the excellent General Motors (G.M.) Turbo Hydra-matic transmission was the desired feature. Indeed one of the most valuable vehicle of this group has been the 1970 LT-1 350. Chevrolet itself had offered some good gymkhana suspension parts for this group of cars that are relatively inexpensive and greatly improve handling qualities.

Where can you find used parts for your classic Corvette? First of course are local swap meet and car clubs in your area. If you can shop close to home better be it.

You actually hold and fondle the part, inspecting it yourself. Why have to arrange and pay shipping charges. As well you may make valuable contacts for your Corvette restoration projects. Often one local contact will lead to another good source for parts as well as classic car restoration expertise.

Next on the list are magazines – such as – Corvette Enthusiast, Vette and Corvette Fever. It might be said that Corvette websites on the internet might be next on your list. However the actual magazines may provide a source for you first. Why not whittle down your Corvette resource list first rather than searching through the websites that may or may not have stock and be of the stature they claim. Websites can be made and put up easily. Magazines articles usually have current sourced lists; will place the vendors in some ranking. If there are ads – those ads have to paid for – which is an indication of the solvency and current resources of the firms involved. As well you may get additional good tips form the articles in the magazine. Classic car magazines such as Hemmings are also very useful.

Next for resources are actual websites devoted to this passion. The sites can be Corvette specific – such as vetteweb, the general motors website itself, The Corvette Club of America etc. Google the term “Corvette Links”, “Chevrolet Corvette Links” or “Stingray Links”. One link will always lead to more and additional links. Corvette enthusiasts are like that – always trying to be helpful and to share.

A terrific resource always is eBay. EBay is the premier online auction site. It can easily be found on the web at its home of ebay.com as well as various worldwide specific sites – whether they be ebay.ca in Canada or ebay.uk in the United Kingdom. EBay has both its original sales areas as well as the more specific and distinct eBay motors. The beauty of eBay is that somewhere in the world someone may have exactly the part, component or technical manuals that you are looking for.

In essence it may be “just lying around” and be of found money to them and yet be exactly what you require. It may be that that item is not available in your local area or the locals may want a killing for it. Either way eBay can be a very useful resource. Some of the items on eBay are on an auction basis; some are on a “buy now” price. Some are both. The beauty of eBay is that it has advanced features which may make your search for that exact hard to find Corvette car part easier. You can conduct product searches on eBay easily and specifically. If you are an eBay member (no cost to register), then you can have the eBay system email you the moment someone lists that part. Then you can either bid on the item, or if it is a buy now you can choose to purchase it. In addition eBay has a buyer request area where you can put out feelers and a request if anyone has that part or knows of contacts or leads that have that component available. Remember though with eBay that shipping costs are major component of the final and real cost of any good purchased. All that matters, if evaluating cost, is what the product costs when it arrives at the door of your shop.

Lastly never forget your local or area Chevrolet dealer themselves. There is both an amazing and remarkable amount of early Corvette parts still in the parts inventory of some Chevrolet dealers as well as some General Motors Chevrolet dealers who specialize in classic Corvette and Corvette Stingray car, mechanical as well as body parts.

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